Business Finance
With 75+ years combined experience in banking and finance, we provide the highest levels of support to you. As the traditional bank manager becomes a thing of the past, let us sit on your side of the table to find the most suitable funding options for your business and its specific needs.
Asset Finance
Asset finance is an easy and convenient way of acquiring assets without negatively impacting your cashflow, allowing your business to have access to specialised industry equipment that would typically be unaffordable.
Invoice Finance
A simple and quick way to improve working capital and to increase cashflow into your business, allowing a you to receive instant payment on their invoices for a small fee.
Property Finance
Whatever the requirement (commercial mortgage, property development finance, bridging loans or you want to expand your buy-to-let portfolio) we have access to a wide range of funders on our panel.
Commercial Loans
There are many types of funders offering either commercial or business loans. These are some of the simplest forms of commercial finance that can be used for a multitude of reasons.
Development Finance
Development finance is a term for loans used to support the costs associated with a residential or commercial development project. Unlike long-term property mortgages, development financing is typicall short-term, with lifecycles in the range of 6-24 months. Loans can be used to buy land and pay for construction costs, suitable for ground-up new builds, conversions or refurbishments of existing properties.
Complex Buy-to-Let Mortgages
For many landlords, there comes a point when building a specialist buy-to-let property portfolio, that their needs begin to get too complex for some lenders to manage. These include buy-to-lets in a limited company, Houses of Multiple Occupancy (HMO’s), and portfolio size. We have access to funders to support these types of transactions.
Commercial Bridging Finance
Commercial bridging loans allow you to borrow money to purchase or refinance a commercial property quickly. A bridging loan is an ideal option for those who need to complete in a month or less and can’t wait for a commercial mortgage application to be completed.
Stocking Finance - Motor Sales
Stocking finance is a financial arrangement specifically designed for car dealerships to acquire vehicles for their inventory. Essentially, it’s a loan that allows dealers to purchase cars without having to use their own cash upfront.
VAT Funding
Improves cash flow. VAT payments can be a significant burden, especially for growing businesses. A VAT loan bridges the gap allowing you to invest in other areas or cover operational cost.
Self-assessment Tax Funding
Self assessment tax funding is a financial service offered by some lenders to help businesses manage their tax liabilities. In essence, it’s a loan that covers your self-assessment tax bill
Personal Guarantee Insurance
An annual insurance policy that provides insurance cover for personal guarantees provided by directors of Limited companies in support of business loan facilities.
Corporation Tax Funding
Corporation tax funding is solution whereby you can finance your corporation tax liabilities. This often involves providing loans or lines of credit to cover tax payments, allowing businesses to spread the cost over time rather than paying a lump sum.
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